:root{--navy:#16153d;--ink:#17172c;--muted:#60627a;--cream:#f7f8fc;--blue:#1269e8;--gold:#ffb51b;--line:#e3e6ef;--white:#fff}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);line-height:1.65;background:var(--white)}
a{color:var(--blue)}header{background:var(--navy);color:#fff}.top{max-width:1120px;margin:auto;padding:18px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:850;font-size:1.25rem;color:#fff;text-decoration:none}.brand span{color:var(--gold)}nav{display:flex;gap:18px;flex-wrap:wrap}nav a{color:#fff;text-decoration:none;font-size:.94rem}.hero{background:linear-gradient(135deg,var(--navy),#24265f);color:#fff}.hero-inner{max-width:1120px;margin:auto;padding:70px 22px}.eyebrow{color:var(--gold);font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem}h1{font-size:clamp(2.25rem,5vw,4.3rem);line-height:1.03;max-width:850px;margin:.15em 0}.lede{font-size:1.16rem;max-width:760px;color:#e8e9f5}.wrap{max-width:960px;margin:auto;padding:48px 22px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:18px;padding:22px;background:#fff}.card h2,.card h3{margin-top:0}.cta{background:#fff8e7;border:1px solid #f0d58f;border-radius:18px;padding:24px;margin:30px 0}.button{display:inline-block;background:var(--gold);color:#211900;text-decoration:none;font-weight:850;padding:13px 19px;border-radius:10px;margin:8px 8px 8px 0}.button.secondary{background:var(--blue);color:#fff}.note{font-size:.88rem;color:var(--muted)}.toc{background:var(--cream);border-radius:16px;padding:18px 22px}.toc a{margin-right:14px}.article h2{margin-top:2em;line-height:1.2}.article h3{line-height:1.3}.check li{margin:.55em 0}.disclosure{font-size:.9rem;background:#f2f3f8;padding:12px 16px;border-radius:10px}.breadcrumbs{font-size:.88rem;color:var(--muted);margin-bottom:24px}footer{background:#11122b;color:#c9cbda;margin-top:50px}footer .wrap{padding-top:32px;padding-bottom:32px}footer a{color:#fff}.footerlinks{display:flex;gap:16px;flex-wrap:wrap}.updated{font-size:.84rem;color:var(--muted)}
@media(max-width:760px){.top{align-items:flex-start;flex-direction:column}.grid{grid-template-columns:1fr}.hero-inner{padding:50px 22px}nav{gap:12px}h1{font-size:2.45rem}}